Are you a Nigerian student passionate about technology, innovation, and problem-solving? The GTCO Squad Hackathon Program 2026 is one of the biggest tech competitions in Nigeria, offering students the opportunity to build real-world solutions and win up to ₦10 million in cash prizes.
Organized by Guaranty Trust Holding Company in collaboration with HabariPay, this program is designed to empower young innovators and foster digital transformation across key sectors.
What is the GTCO Squad Hackathon?
The GTCO Squad Hackathon (also known as “Take on Squad Hackathon 3.0”) is a national innovation challenge that brings together talented Nigerian students to develop data-driven and technology-powered solutions.
Now in its third edition, the 2026 theme—“Smart Systems: The Intelligent Economy”—focuses on building intelligent systems that improve how people and businesses interact with financial and digital platforms.
Participants will collaborate in teams to solve real-world problems across industries like fintech, healthcare, commerce, and digital inclusion.
Key Benefits of the GTCO Hackathon
Participating in this hackathon comes with massive rewards beyond just coding:
- ₦10 million total prize pool
- ₦5,000,000 for first place
- ₦3,000,000 for second place
- ₦2,000,000 for third place
Additional benefits include:
- National exposure and recognition
- Networking with industry experts and tech leaders
- Hands-on experience with Squad APIs and fintech tools
- Opportunities for internships, jobs, and collaborations
What You Will Build
Participants are expected to create innovative and scalable solutions in areas such as:
- AI-powered financial automation
- Predictive systems for fraud detection and risk management
- Fintech applications using Squad infrastructure
- Digital platforms that improve financial access and inclusion
This is your chance to turn ideas into impactful solutions that can shape Nigeria’s digital economy.
Eligibility Criteria
To apply for the GTCO Squad Hackathon 2026, you must:
- Be a student in a recognized Nigerian university
- Form a team of 2 to 4 members
- Have at least one team member with a technical background (such as engineering, computer science, or data science)
- Possess a valid student ID
Cross-disciplinary teams are encouraged to promote innovation and creativity.
Application Deadline
Currently, there is no fixed deadline announced, but early application is highly recommended due to the competitive nature of the program.
How to Apply
Interested applicants can register and access full details through the official application portal:
Why You Should Apply
The GTCO Squad Hackathon is more than just a competition—it’s a launchpad for young innovators. Whether you’re a developer, designer, or entrepreneur, this program gives you the opportunity to:
- Build real-world, impactful solutions
- Gain visibility in Nigeria’s tech ecosystem
- Strengthen your portfolio with practical experience
- Compete for significant cash rewards
Final Thoughts
If you’re looking for a high-impact tech opportunity in Nigeria, the GTCO Squad Hackathon Program 2026 is one you shouldn’t miss. With a strong focus on innovation, collaboration, and real-world problem-solving, this program is ideal for students ready to make a difference.
Start building, collaborate with your team, and take your ideas to the next level.

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